Planning for retirement requires careful consideration. Too many Australians leave this too late and pay the price in later years for their lack of planning. Setting yourself up for a successful retirement should ideally commence in your early 40's or even before that. Unfortunately with most Australians, this planning is left until one is well into their 50's.  Having said this, it is never too late to commence a plan to maximise your retirement benefits. 

With many options available, we can help you put into place strategies that will help to maximise tax effective savings and investments designed to provide you with an income both pre and post retirement. For example, we can help you get the most from Centrelink benefits whilst taking advantage of a tax free income from your personal Allocated Pension Fund. We can also assist with Transitional Pension Strategies that allow you to keep working either full or part time and at the same time draw down a pension from your superannuation. 

Remember, it's never too late to put in place strategies to maximise your retirement benefits.  Speak with one of our specialist retirement and pension advisers about what you can do.