Capital Managers – Financial planner in Mount Hawthorn, Western Australia

A team you can trust

Your gateway to advanced financial planning for a secured future

Your future is our business

Experts in helping clients invest & plan for retirement

Who We Are

About Us

Throughout life’s journey, change is inevitable. At Capital Managers we prepare for this certainty by developing innovative and flexible wealth accumulation and preservation strategies to help you manage a lifetime of change. An established Western Australian financial planning practice, Capital Managers has been professionally supporting the ever-changing needs of clients since 1989. As a long-standing financial planning business we have established various methods of communicating with our clients to be able to provide our valued services no matter where you are in Australia.

Highly professional advice.
Solution-focused and relationship-driven approach.
Personalised service with transparency, honesty and integrity in all that we do.

About Us

DISCOVERY ANALYSIS STATEMENT OF ADVICE (SOA)PRESENTATION IMPLEMENTATION MANAGEMENT AND REVIEW

Our advice methodology

Our Process

This is the initial meeting where we explore your needs and goals. We ask a range of searching questions and most importantly we listen to you. We will explore what it is you are seeking to achieve, determine how comfortable you are with various risk profiles and confirm which areas of financial management you are seeking to better understand. We will clarify your current financial situation, as well as other information that will be required to make appropriate recommendations.

Depending on the level and type of advice you are seeking, the Discovery Meeting will take approximately one to one and a half hours. In most cases there is no charge for this meeting, and it is at this stage we will inform you of the fees to be charged for our advice and seek your approval to proceed to the next stage.

Our Process

Having gathered the relevant information at the Discovery Meeting we now research the possible scenarios and make comparisons of strategies and if necessary, find products that may provide solutions to meet your needs and goals. We also research other issues that may be relevant to your situation. If required, we also conduct research into your existing polices and investments to ensure all critical details are captured. Collating this information, we now move to the Statement of Advice stage.

Our Process

The SoA is the document we prepare that provides comprehensive information on the recommendations we are making to you. Amongst other things it outlines; What we are recommending; Why we are making the recommendations; Risks associated with the recommendations; Advantages in proceeding with the recommendations; The costs associated with putting the recommendations in place; Product comparisons where we are recommending changes; and Our recommended review timetable

Our Process

At a second meeting we present to you the SoA. This can be done face to face if you are nearby one of our conveniently located offices, via an online interactive meeting or over the phone. During this meeting in consultation we review the SoA, explaining the recommendations and outcomes. We also take steps to make sure you understand the plan and benefits of our advice. We will seek your approval to proceed to the implementation stage. Alternatively, having paid for the advice, you can take the SoA for further review and consideration. There is no obligation to proceed.

Our Process

We will prepare the required documentation for your signing. If personal risk insurances are involved we arrange a suitable time for the telephone application. That’s right, no paper based applications to complete! Once you have completed your part we diligently work through the lodgement of the application to facilitate prompt completion. Once the recommendations have been implemented we will notify you and provide you with your personal schedule detailing what is in place.

Our Process

Having implemented your plans we actively manage your portfolio working toward meeting the required objectives for which they were originally designed and provide you with the agreed updates. Because your personal situation can change it is important that the plan is reviewed regularly with you. We will have agreed on a suitable timetable for these reviews and these will be arranged as required normally on a 12 month basis.

We also provide ad hoc advice and strategy implementation with no ongoing reviews if your circumstances require this.

Our Services

Retirement Planning

Planning for retirement requires careful consideration. Too many Australians leave this too late and pay the price in later years for their lack of planning.

Personal Superannuation

While most people have superannuation, not everyone spends the time required to ensure that it is working effectively for you.

Insurance

If you aren’t protecting your wealth, everything you’ve worked hard to create could disappear in an instant.

Investment Philosophy

As investors, we face an uncertain future with many variables. We work to assess those sources of variability and account for them in the plan we have designed for you.

Estate Planning

Estate Planning involves the proper structuring of your financial estate so that in the event of your death the proceeds are distributed to the beneficiaries in a tax effective manner and minimising the risk of beneficiaries disputing the distribution of an estate.

See All

OUR ADVISERS HAVE A MINIMUM OF 15 YEARS OF FULLY QUALIFIED EXPERIENCE

Meet the Team

Capital Managers has 3 full time financial planners with 2 locations in Perth and Bunbury. The adviser team has a wealth of experience and really enjoys working with clients. Our support staff have a hands-on approach with clients and are often a source of contact and support for clients needing information or assistance.

“With clients at the centre of all that we do we strive to ensure an outcome that better positions each and every person. Book an appointment and find out what I mean”
AMANDA DOYLE (MANAGING DIRECTOR)

MEET THE TEAM

Your OPINION MATTERS

Testimonials

“Thank you very much for 25+ years of excellent care, service and advice, in particular your help with my recent insurance claim.”

Dr M.

“The Perron Group of Companies has had the benefit of an association with Brendan King and Capital Managers for more than six years. Brendan has more than capably maintained the Group’s Superannuation Plan during this time.

He brings professionalism and integrity to his role as adviser to the group.

Brendan is a valued resource to the Perron Group.”

Richard Hicks

“I have dealt with Barbara Franklin at Capital Managers for many years now. This has taken a considerable amount of trust, on my part, as I am very sceptical of the investment arena! She has been responsible for advising me financially, throughout my working life & now, in my retirement. Barbara recognises and addresses my areas of concern and my needs, by providing clear and concise information, in a professional environment. The fees are transparent and well documented. I like that, as the cost of the service is dealt with. I also like the availability of assistance, either by Barbara or the staff at Capital Managers.”

Marg Savage

“Our family has had association with this business for the last 3 years and we commend all staff for their pleasant and efficient service. Barb Franklin, our Senior Planner, is outstanding. She is very professional and guides us through the superannuation and insurance advice she provides; not just giving us the written documents but showing and explaining to make sure we understand the advice and information. We have no hesitation in recommending Capital Managers to our family and friends. Keep up the good work.”

Ross Lynise & Breeanna

“Josh has been our insurance and superannuation adviser for the last two years and it has been such a refreshing and pleasurable experience dealing with Josh for our planning needs. Josh is very professional, thorough, efficient and easy to deal with and he simplified the whole process for us for which are thankful. We would have no hesitation in recommending Josh to our friends, family and clients with confidence. In addition to this, Josh has also been a referral partner for us for several years and we have consistently received good feedback from clients.”

Jade Lyons

Your gateway to advanced financial planning for a secured future

Experts in helping clients invest & plan for retirement

Who We Are